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Grants and loans for home repair

Do you need help with repairs to your home? We can help residents and empty property owners with financial assistance and advice.

How do I apply?

Call the helpdesk on 023 9268 8369 to speak to our team about what works you may need; they will send out an application form for you to complete. Once returned, we will then arrange for a Housing Renewals Officer to visit you, survey your property and discuss possible financial assistance we may be able to offer.

You can also download the application form (part one and part two) and view guidance, process information and the full policy.

Repairs to your home

You may be able to get financial assistance to help fund works to your property. We can potentially help with:

  • Roof repairs and replacement if your roof is leaking
  • Replacement windows if your windows are draughty, single glazed  or hard to open and close
  • Electrical upgrade if your electrics are dated
  • Central heating upgrade if your boiler is inefficient, or if your radiators don’t function correctly
  • Damp treatment if you are experiencing damp in your property.

If you would like to be considered for financial assistance for repairs to your property, please contact the Private Sector Housing Team on 023 9268 8369.

Types of financial assistance available

Home Repairs Grant – A grant of up to £8,000 to help you with repairs to your property

Vulnerable Persons Grant – A grant of up to £15,000 to help you with repairs to your property

Home Improvement Loan – A variety of affordable loans of up to £35,000 to help vulnerable home owners carry out works to improve their homes. There are 4 types of loan assistance, subject to your individual circumstances:-

  • Capital repayment loan
  • Interest only loan
  • Vulnerable persons loan
  • Interest free repayment loan

(All assistance packages are discretionary and therefore are provided subject to funds being available)

Financial assistance available for empty property owners

Empty Property Loans – We have a loan available to help with repairs, improvements and help to promote rental properties and housing that is not occupied, helping the owner to bring the property back into use.

Loans are available to anyone who owns a residential property which has been empty for 12 months or longer. The loan is available for a maximum of £35,000 to pay for essential renovation and repair works, so that the home can be lived in by their owners, or rented on the open market, or through an affordable housing rent scheme.

empty house

What support is available when carrying out the adaptations?

We offer a Home Improvement Agency Service, where officers will help you through the whole process from start to finish. Help with making your grant application, creating a specification for the works required, finding suitable builders to do the work, and ensuring that the work carried out by the builder is in accordance with the specification. This service is chargeable, but the fee can also be paid for through the grant or loan.

painting a wooden beam

What other financial assistance may be available?

A disabled facilities grant can help you pay for adaptations in your home. If you are registered disabled, you will be able to apply for a grant. It does not matter if you are a tenant or you own your own property.